Wednesday, May 20, 2009

Home Insurance claims Nemesis

The use of pitch fibre pipes was very widespread through the UK and up to 50,000 properties are now suffering problems relating to pitch fibre pipes every year and making claims on home buildings insurance policies. The number of Pitch fibre claims is rising dramatically each year so much so that, like subsidence, many Home Insurance companies are refusing to cover claims under buildings insurance for sewer collapse associated with pitch fibre. Many others will claim 'normal wear and tear' and refuse to pay a claim. Howerver following advice from the UK's Insurance Ombudsman’s , some Home Insurance Companies are now paying for these drains to be repaired.

Would you know if you had Pitch Fibre Sewers? Probably not until you have a blockage or leakage.

Insurance Blogger is warning the large number of people who compare home insurance premiums on the Internet and change provider each year, to check very carefully if the new policy covers Pitch Fibre Collapse.

The cost of replacement of pitch fibre piping with modern materials can be anything from £2000 to £10000 or more depending upon the length and complexity of the run and the surface materials.
You may be jointly liable for damage to pitch fibre sewage pipes that are not even on your property if your sewers join to neighbours, so it is oimportant when purchasing home insurance that pitch fibre is covered, otherwise you may be presented with a large unwarranted bill.

As the pitch fibre pipe systems gradually deteriorate, those responsible for the sewers find themselves frequently paying out for repairs. Check your pipes and home buildings insurance today!

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